How does car insurance on multiple vehicles work (USA)
there's so many people that own 5+ shitboxes, but there's no way they're paying over a grand a year to insure all of them. is there something where you pay less to add on a car? obviously you can't drive all 5 at once, so is there something where like only one at a time is covered for collisions, and the rest only if like a tree falls on them while parked? asking bc I'd like to be one of those people that own 5+ shitboxes. thanks :)
I’m at about 230/month for 2 vehicles and 2 bikes.
More details. It’s an aluminum bodied truck (expensive to repair, insurers are catching on), a 2 seat convertible, a super sport motorcycle and another 950cc motorcycle. These all have “full coverage”…quotes cause that isn’t necessarily the same thing everywhere. The truck is the most expensive to insure making up over half the total premium above.
That’s with discounts for multi policy and multi line (house and auto) and misc others like safe driving, etc.
I have 3 with maxed out coverage and it's only $800-$900 every 6 months. I do get a nice discount for paying it all upfront but it's crazy how much the price can vary based on all the factors.