Yeah, I laughed at how badly that last one messed up their math.

Either virus-filled cards or cards that are tampered with to show up as 2GB but are actually only 100MB or whatever. I got burned twice by that from purchases on ebay.

I mean, I've been boycotting Amazon since 1999, so it isn't like I'm buying anything from them. But I really wouldn't trust any complicated/expensive electronic component from them outside of the Kindle, since that is their own product. It is too easy for Chinese companies to dupe these days.

And have you checked your value on the trafficking market lately? You're way overpriced!

I went to that site, and I interpreted it exactly like you did. They really were not clear about how they presented their data.

According to every other website I went to, only around 34% make at least 6 figures.

https://www.supermoney.com/how-many-people-make-over-100k

https://www.marketingscoop.com/small-business/how-many-people-make-over-100k/

https://spendmenot.com/how-many-people-make-over-100k/

https://www.fool.com/money/personal-finance/articles/heres-how-many-families-make-100k-or-more-per-year/

Wouldn't the high viz jacket make it easier for hunters to find and shoot?

Assuming the 59% number is correct, then you're right.

EDIT: The number is not correct. It is closer to 33%.

It took less than 2 years for them to unseal the records and start doing something about it.

Meanwhile in the US, it has been 4 years and Trump still hasn't gone to trial about all the shit he did. He was caught on tape in Georgia, and still nothing. He sent emails to people in different states, and still nothing.

Oh god, the PvP ranking bullshit grind. Yeah, you almost had to account share to get the top ranks. Back in Vanilla, two of my IRL buddies did the HWL grind. It was different from the Arena rankings grind, but still brutal. The last 3 weeks were nearly 24/7 to move up, and that's only because we had an organized server that had a list of who was next in line to get HWL and enforced weekly caps to make sure someone didn't grind 24/7 and miss a rank.

I stopped at Centurion, because fuck all that. I also wasn't good at PvP.

89% by number of farms or by acreage? And do you have to sell your products to be called a farm, or does a small sustenance farm or backyard vegetable garden count as a farm?

And come one, dude. I'm happy you and some of your buddies aren't Trumpers, but I spend a lot of time in Central CA and didn't see any Harris signs anywhere. It's Trump-land outside of Santa Barbara and SLO. Driving up 5 or 99 between LA and SF it's all "Barbara Boxer created this drought" signs.

Maybe farm somewhere that rains?

Hang on. WoW came out in 2004. So in 6 years you played 3 years in-game? 12 hours a day, every single day for 6 solid years? Were you on disability? Because after sleeping, that doesn't leave much time for work or school.

How would your point of view differ if you had bought your house right before the crash?

Just fine, because I kept it for longer than the recommended time that good mortgage brokers tell you to plan for evening out costs and riding out dips. It would have cost me an extra $300k to buy it before the crash, plus the four years it took to recover from the crash before prices started climbing again. In the four years that housing prices were dropping (2008 to 2012), my rent went up, not down. Sure it didn't go up very much in those 4 years, but it didn't stay flat like my mortgage would have (I don't know if the property tax went down during the time due to assessments dropping, but I don't think they did). And I wasn't paying down principle like on the mortgage. Yeah, my house value would have only doubled in 10 years instead of tripled, which only means I wouldn't have been able to leverage the equity to buy a vacation property that I still haven't built on.

Also, remember that the stock market ALSO crashed during that time. It took nearly 5 years for the stock market to recover from the 2008 crash.

Finally, the guy who tried flipping it just before the crash made some questionable decisions on what changes to make for his flip, some of which I have had to undo. If he had just kept the house as it was and lived here instead of trying to be a flipper making a profit, he would have been fine after 5 years. But since I owned it instead of renting, I was able to change the house as I saw fit to be happier living in it.

Oh come on, that's being extremely, EXTREMELY... I can't find the word. Not pedantic, not pessimistic, and not near sighted. Whatever the term is for when you take the absolute extreme edge case to try making a point.

Rent will always go up over time due to inflation. Yes, you might have dips for a year or two, but landlords will always raise the rent based on inflation at the minimum. And regardless of big drops in house prices during economy crashes, your mortgage does not go up over time outside of adjustments to taxes and insurance. Even when there was the worst housing crash in US history in 2008, my rent never dropped. My rent kept going up every single year by the maximum amount the city allowed under rent control. Housing prices dropped, which allowed me to buy a house. And in your case where you talk about losing $360k due to buying instead of renting over 10 years, you are ignoring that $245k will be going to buying down the principle (amortization calculations for a 6% loan on $1.5M for 30 years). You spent $552,000 at a bare minimum, assuming no rent increases (impossibly unlikely), and have 0 to show for it. The owner spent almost exactly twice that but has $245k in equity on top of whatever equity had grown from house prince inflation over 10 years. Every year it gets better for the homeowner, especially when you hit 30 years and have paid off the house.... while you are still renting.

In reality, when I bought my house 12 years ago my mortgage was $3900 (with taxes and insurance) and rent would have been $4000. Now, my mortgage is $4100 and rent is $6000.

Now, I'm also ignoring the money that can be made investing the money you save renting vs buying. But if we use your assumptions, then there is no guarantee you'll make money investing your money.

What I'm seeing is that prices for lumber today are fairly flat based on location. Back in 2019, someone in AZ might pay $2 per 2x4 while someone in OK might pay $3. It was very variable depending on where you bought. Today, just about everyone has to pay $3.75 per 2x4.

The property tax on my house is $7000/year... and that is with a fixed assessment from 12 years ago. If I were to buy my house today, my tax would be $21000/year.

That is the state of the buy v rent trade-off on that house TODAY. In 10 years, the rent on that house will go up but the mortgage will stay the same. Regardless of the equity you build in owning (which can be leveraged for other things even if you don't sell), your "rent" stays fixed while renting goes up every year.

Companies are able to take longer term stances and can sustain short term losses. They buy a house and keep it for 10 years, long enough that those losses transition to profits.

Those tax updates screwed me. Yes, it temporarily raised the tax deduction, but it also capped the tax deductions if you were above the standard. His changes cost me a couple grand a year.

The part of that which REALLY hurt me was the cap on how much you could deduct. I itemized even with the increase in higher standard deduction, so capping my deduction hurt me a lot.