The sovereign citizen movement can be described as a form of witchcraft. They are ceremonies that people have convinced themselves have some sort of effect if performed correctly.
They feel more like a cargo cult to me. They've seen procedural law dramas and think that by doing the sorts of things people do on those shows they can arrive at the resolution they want.
They might have gotten their approval before getting roped in, or they might have gotten it during the time before the financial meltdown when bankers had no incentive to ever deny a mortgage request.
To have a mortgage the must have had income. If they no longer has income it's unlikely they'd still have a mortgage and the mortgaged house.
So, in order to even be attempting this bullshit they are either still earning income, probably through employment, or have only just lost that income and opted for a sovcit hail Mary.
It's just as nuts as any letter, but this is the most clear and understandable version of this I've yet seen. You can clearly identify what they believe that makes them think this will work: "all debts are the responsibility of the United States". This is the best version of this, with the fewest incantations, no spelling out grammatical errors (that I noticed; they're usually illegible).
I was really surprised to see that they had four points, in a row, with consistent formatting. I went back to double check because I was sure that it’d be missing point three or something. This SovCit is oddly competent.
This incantation will fail because they didn't correctly refer to the coin as a ".9 troy ounce silver coin" every time. Also, they didn't affix it with genuine horse glue.
Nope lol. According to Wikipedia its nickle and copper:
Its current version is composed of two layers of cupronickel (75% copper, 25% nickel) clad on a core of pure copper.[2] With the cupronickel layers comprising 1/3 of total weight, the coin's overall composition is therefore 8.33% nickel, 91.67% copper. Its weight is 0.1823 troy oz. or 0.2000 avoirdupois oz. (5.670 grams).
Quarters minted before 1964 are 90% silver, but even then the total weight is 0.1808 troy ounces per quarter. A quarter would have to be over five times as large in order to be composed of .9 oz of silver.
Now if sovcit wanted to do the bank right(!) here, he'd attach a .999 troy oz silver coin, such as a US Silver Eagle, which would set sovcit back about $40 or so. Postage would increase, if sovcits pay postage, because the envelope would need to be padded and the increased weight of the coin versus the quarter would increase rates. I did not do the math on that - someone else can.
No, what the sovcit attached is called a bullion coin. They usually have a nominal value, so they are official legal tender and you can pay with them in a store, but their actual worth is basically the price of the precious metal they are minted from (+collector's value for some coins) which is usually much higher. 0.9 troy ounces of pure silver are around $28.
It is the coin holder's duty to liquidate the coin before payment, so the sovcit basically just scammed themselves and gave their coin away for the nominal value (although it will likely be returned as this letter will not be accepted for obvious reasons).
I'm beginning to see this as the corporate fiction that everybody is a legal scholar who can read 10,000 words per minute is having some blowback.
Edit: I hate propose a problem without a solution so I think the fix would be something like "the top 10 contracts used by businesses and households should just be legislated into standard contracts and taught in school as part of curriculum"
Any company can take barter for their services if they wanted to.
They'd have to be pretty dumb to take a normal quarter as barter worth a whole mortgage instead of 0.25$ though.
Generally barter relies on the good being a similar value, whereas sovcit logic tries to force them to take terrible barter through the magical contract system america is beholden to, because obviously an all-encompassing contractual indentured servitude will have easy cheat codes to break out and get paid while you do.